Who You’ll Speak With
Credit Solutions for Alternative Investments
Unified analytics powering valuation, risk, surveillance, and portfolio intelligence across whole loans, warehouse facilities, ABF, and securitized products including RMBS, CMBS, CLOs, and ABS.
Solutions by Category
25+ years of proven credit market expertise. Trusted by private credit and advisory firms.
Residential Credit
Granular analytics built for Whole Loans and RMBS, covering accurate pricing, dynamic scenario modeling, collateral performance analysis, market monitoring, and active surveillance, helping investors, servicers, and originators stay ahead of risk.
Commercial Real Estate
Advanced analytics for CRE investments across properties, loans, and CMBS, spanning underwriting, valuation, risk-based pricing, active surveillance, and real-time market tracking to help investors evaluate exposure and manage portfolio performance with clarity.
Corporate Credit & CLOs
Advanced analytics for corporate loans and CLOs, providing accurate loan-level risk measurement, dynamic scenario modeling, structured credit research, and proactive surveillance, enabling credit investors to assess exposure, stress portfolios, and proactively manage structured credit risk.
Private Credit & Asset Based Finance (ABF)
Analyze collateral performance, monitor warehouse exposure, manage borrowing bases, price securitizations, run scenario stress testing, and track covenant and eligibility compliance across structured lending portfolios.
Enterprise Risk & Valuation
One unified analytics framework across structured products, corporate credit, loans, derivatives, and public markets. Consistent valuation, cashflow modeling, VaR, stress testing, scenario analysis, and portfolio-level intelligence, delivered at enterprise scale.
Investment Operations & Expense Allocation
Automated expense allocation software for private equity, hedge funds, and alternative asset managers. Streamline the allocation of expenses across management companies, funds, entities, and accounts while improving transparency, consistency, and operational control.
Deeper Analytics. Faster Decisions.
Built for structured and private credit teams who need precision, transparency, and scale, across every asset class they manage.
Vichara in Numbers
25+ Years
Solving complex technology challenges in capital markets
300+ Experts
Engineers, analysts, and domain consultants with financial expertise
7+ Global Offices
New York, Toronto, Los Angeles, Bogotá, New Delhi, Pune, LondonContact Us
For over 25 years, Vichara has supported global investment firms, asset managers, and financial institutions with advanced technology and analytics platforms that solve real-world capital markets problems.
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