Loan-level mortgage data
vLens: Enterprise Mortgage Analytics Platform for Massive Data Sets
From loan-level mortgage and consumer loan data to portfolio, servicing, and structured
finance datasets, vLens allows teams to query, drill down, and analyze complex data
instantly without waiting on data teams or building custom queries.
Request more infoWhat vLens Is
Analyze Massive Mortgage Data Sets
vLens is designed to query and analyze extremely large
datasets at speed. While widely used for mortgage, consumer loan, and structured finance data,
it can be applied to any large, complex dataset where fast analysis and drill-down capability are critical.
Common Data Types Analyzed in vLens
Why Mortgage & Consumer Loan Investors Choose vLens
Built for scalable loan-level analytics, enabling investors, traders, and risk teams to analyze data in real time.
Move from Questions to Answers Instantly
Run complex queries across massive
datasets in seconds, without waiting on data
teams.
Analyze at Loan Level Without Friction
Drill from portfolio trends down to individual
loans instantly, without reprocessing data.
Work the Way You Think
Flexible query builder with optional SQL —
powerful analytics without rigid workflows.
Unify All Loan & Structured Finance Data
Agency, non-agency, consumer loans,
servicing, CRT, credit, and economic data
fully integrated and always up to date.
Scale Without Performance Trade-Offs
Dedicated infrastructure ensures consistent
speed even during peak analysis periods.
Focus on Insights
The Vichara Team handles data ingestion,
cleaning, and enrichment so your team can
focus on decisions.
What You Can Do with vLens
Build Complex Queries Without Coding
Create multi-dimensional queries using an intuitive interface or switch to SQL when needed.
Drill Down to Loan Level in Seconds
Start with trends → slice by vintage, FICO, LTV, geography, servicer → land directly at loan-level insights instantly.
Analyze Prepayments, Delinquencies Credit Behavior
Prepayments, delinquencies, defaults, loss behavior, and refinance activity.
Validate and Calibrate Models
Compare actual vs forecast performance across datasets and improve model accuracy.
Combine Third-Party and Proprietary Data
Blend internal data with sources like CoreLogic, Intex, consumer credit datasets, and macroeconomic data in one analytics layer.
Automate Workflows via API Integration
Integrate vLens into internal systems using parameterized APIs.
Customize Data Models for Faster Queries
Add calculated fields during processing to optimize performance for your use cases.
Simplify How You Analyze Large Data Sets
Start seeing risk, trends, and opportunities clearly and instantly with vLens.
The Data Infrastructure Behind vLens
vLens brings mortgage, consumer loan, servicing, structured finance, and macroeconomic data into a single, analysis-ready platform that is fully integrated and continuously updated.
Mortgage Data - Agency and Non-Agency Coverage
Loan-level and pool-level data across agency and private label mortgage markets.
Consumer Loan Data - Auto, Credit Card, Student, Personal Loans
Analyze consumer loan performance, credit behavior, and securitized consumer assets.
Servicing Data - Track Performance in Real Time
Monitor delinquency, payments, and servicing behavior with loan-level servicing data.
Structured Finance Data - RMBS, ABS, CLO, and Other Securitized Products
Monitor delinquency, payments, and servicing behavior with loan-level servicing data.
Economic Data - Context Behind Every Decision
Layer macro signals like HPI, unemployment, interest rates, and Fed activity into your analysis.
Designed for Real-World Data Scale
Dedicated Infrastructure - No Shared Environments
Consistent performance, full control, and zero multi-tenant slowdowns.
Ultra-Fast Query Engine on Massive Data
Run complex analysis on 10TB+ datasets and decades of history in seconds.
Fully Managed Data Ecosystem
Same-day data availability, continuous quality checks, and seamless ingestion handled by Vichara.
24/7 Expert Support
From query building to analysis execution, our team supports your analysts directly.
Flexible Deployment
Cloud or on-prem deployment aligned with your infrastructure and compliance requirements.
Contact Us
For over 25 years, Vichara has supported global investment firms, asset managers, and financial institutions with advanced technology and analytics platforms that solve real-world capital markets problems.
We’ll connect you with a Vichara product expert or domain consultant, not a sales rep. So you get answers, not pitches. Complete the form and we’ll connect you with one of our experts.
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