Revolutionizing Lending with vLoans Solutions
Tape Cracking, Stratification and Pricing/Valuation of residential mortgage portfolios or tapes
KEY FEATURES
VALUATION AND ANALYTICS
- Performing and non-performing
- Fixed, ARM, hybrid ARM, negam, HELOC
- Monthly loan-level cash flows including prepayments and delinquencies
- Sensitivity and stress analysis for all risk factors
- Integrates leading credit & prepayment models including Loan Performance and AFT
- Interfaces to proprietary home price, credit, prepay and interest rate models
USER INTERFACE
- Web-based
- Portfolio analysis tools
- Collateral stratification using loan attributes
- Price/Yield table with risk measures such as duration, convexity, WAL
- Loan modification analysis